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"How to Save Money"

How Claims and Deductables Help or Hurt?

Allied Insurance “ On Your Side Rewards” Benefits and Options

Auto Policy: Included If you have both Auto and Home Insured with Allied  

Allied “On Your Side ” Benefit Options:

1) Accident Forgiveness 2) Ticket Forgiveness 3) Free Glass Coverage 4) Vanishing Deductibles 5) New Car Replacement 6) Total Loss Deductible WAIVER 7) Roadside Assistance  

Home Policy: Included

  1. Weather Claims Forgiveness – Allied will NOT increase the home rates for wind/hail claims, other companies will raise your rates for 3 year. SAVING you $100’s in out of pocket cost!
  2. Earthquake Coverage – covers partial Brick, some companies do not, SAVING you $1,000’s in out of pocket costs.
  3. Waiver of Home Deductible – If your home is totaled due to a fire, Allied will WAIVE your home Deductible SAVING you $500 to $5,000 depending on your deductible in out of pocket costs.
  4. Lockout Coverage – Allied will pay a locksmith if you’re locked out of your home. SAVING you $100
  5. Home Claims – Allied doesn’t count the 1st claim if paid under $1,000. Other companies will INCREASE your rates for 3 years. SAVING you $100’s in out of pocket costs!


  1. Common Cause Deductible – If Hail, Fire, Wind, ect.. damage both your cars and home in the same occurrence, Allied only has you pay ONE deductible whichever is highest to repair both the cars and home!! Other companies will make you pay both your home and car deductibles to fix both.
  EXAMPLE: Hail hits and dings up your home roof and 2 full coverage cars. You have a $1000 homeowner deductible, and $500 comprehensive deductibles. Instead of paying $2000 in out of pocket deductibles to fix all 3, you only have to pay ONE deductible, the highest one or $1000 to fix all 3… SAVING you $1000 in out of pocket deductibles!!